Loan Programs
Rates from 8%, LTVs up to 70%, and funding in as little as 24 hours.
Investment
Fix and Flip Loans
We offer Fix and Flip loans for investors buying residential properties to fix and flip within a 6 month time frame.
- Residential properties only
- Strictly for investment purposes
- Not available for owner-occupancy
- Short-term — up to 12 months
- Fast funding — decisions within 24 hours
Commercial
Commercial Real Estate Loans
We offer private money mortgages to investors with terms up to 15 years.
- Hotel / Motel
- Industrial
- Multi-family
- Office
- Retail
- Religious use
- Storage
- Terms up to 15 years
Short-Term
Bridge Loans
We offer both commercial and residential bridge loans to meet short-term financing needs.
Commercial Bridge Loans
Commercial Bridge Loans to investors with terms of 12 to 24 months, typically used in preparation for a longer-term refinance.
Residential Bridge Loans
Residential Bridge Loans with terms up to 11 months, typically used to buy a new home before the old home is sold.
- Commercial terms: 12 to 24 months
- Residential terms: up to 11 months
- Ideal for transitional financing
- Quick closings available
Long-Term
Investment Hold Loans
We offer private money loans to investors with terms up to 15 years, LTV’s up to 70%, and rates from 8% to 14%.
- Terms up to 15 years
- LTV up to 70%
- Rates from 8% to 14%
- Interest-only payments available
- Partly amortizing payments available
- Fully amortizing payments available
Development
Construction Loans
We offer construction loans for investors with major rehabs to do, and for builders doing either spec or pre-sold homes.
- Major rehab projects
- Spec home construction
- Pre-sold home construction
- Fast approval process
Please note: We don’t do owner-builder loans for anyone planning to occupy the property.
